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We are pleased to announce that Rose Day policy for Office Insurance is still available to all registered charities who occupy an office or work from home.
Cover is very wide with increased limits of indemnity, cover for fund raising activities and reduced excesses.
Premiums commence from £200 plus insurance premium tax.
Special rates are also available to cover Trustee Indemnity (including Professional Indemnity) and Accident/Illness insurance.
Please contact Roz Burnett
rburnett@adsinsurance.co.uk for further information.
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| Other Charities |
Having been involved in this sector for over 15 years we appreciate the financial constraints faced by smaller charities in particular and we have taken this into account in our negotiations with insurers. Consequently, we have been able to negotiate with insurers a lower level of minimum premium and a reduced policy excess.
Policies are available to cover the following:
OFFICE INSURANCE:
- Contents – All Risks, Loss of Money
- Employers Liability, Public Liability limit £5,000,000
- Tenants Liability
- Optional Extensions
- Increased Cost of Working
- All Risks away from the premises e.g. lap-top computers
PUBLIC LIABILITY
To cover those charities who do not operate from any premises but are involved in fund raising of a non-hazardous nature.
Limit of indemnity - £5,000,000. Premiums from £200 plus insurance premium tax.
TRUSTEE INDEMNITY & PROFESSIONAL INDEMNITY
This covers the trustees of the charity and the charity itself in the event of being sued for negligent acts, errors or omissions. Cover will include the costs of defending an action. Premiums are dependent on income and assets of the charity but commence from as little as £105 plus tax for a limit of £100,000
ACCIDENT & ILLNESS INSURANCE
This policy is to protect the charity in the event of paid staff being away from work as a result of Accident or Illness. Premiums are dependent upon payroll and the Contract of Employment terms that you are duty bound to pay an employee.
For further information contact Steve Deeks, Tony Scott or Roz Burnett on 0800 854 090
or e-mail info@adsinsurance.co.uk
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